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5 Ways To Give Yourself The Gift Of A Happy Retirement

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happy retirement

After having lived a full fast-paced life, a peaceful retirement is not too much to ask for, is it? As it turns out, if you play your cards right, it is definitely possible for happiness and retirement to go hand in hand.

Mind you, it’s not just about having saved enough money to fall back on, neither is it about having an impressive pension coming through, but of course, both of these things will definitely help.

In this piece, we will look at 5 ways in which you can give yourself and your partner the gift of a happy and satisfying retirement. The definition of getting retired is not the same as it was a decade ago. For many people, retirement is not about calling it quits at 65 and then living a life of complete relaxation. There’s so much that can be done and so much still left to explore.

That being said, here are the 5 ways that will surely increase your chances of leading a life of retirement in complete bliss:

1. Establish what you expect out of your retired life

By this we mean that you have a fair idea of how you would like to spend your days, where do see yourself spending these days and what would make this one of the most fulfilling experiences of your life.

One such key decision is to figure out where you wish to retire and how much are you willing to travel. Having lived majority of their lives in one place, some people choose another place or another country altogether to retire. Now we are not implying that this is everyone’s cup of tea, but a survey conducted by 389 expats by the website of Places in the World to Retire discovered that 81% of the people were happier in a new country as compared to where they resided before.

Now those stats are staggering in a good way of course because for one, the standard of living and the resulting costs were often much less in the new place. That meant that retired couples or individuals did not need to worry much about the expenses. They didn’t have to worry about finding a high-paying job when in retirement.

Several of these expats also stated that they were far less stressed as compared to before because the new country they migrated to wasn’t as fast paced. Many were also recorded saying that they loved their new and ‘simple life’, particularly because they had so much free time on their hand.

In case you’re wondering about the best places in the world to retire, the answer will largely depend on the survey conducted. International Living states that Panama and Ecuador are the ultimate places topping the list.

2. Have a frank discussion with your partner about what you want out of your retired life

Two heads put together are better than one and taking the opinion of your better half into consideration will sort out a lot of things for you. It is helpful for couples to discuss their expectations and dreams regarding retirement and write them down for good measure. Once this is done, these couples should go ahead and classify each item on their list as a ‘must have’, ‘a want’ or a ‘wish’ and be prepared to make compromises.

Another thing that couples must definitely talk about is the amount of time the two want to spend together since this might probably be the first time in years that the both of them will be available all the time. Researches and surveys have shown that some couples came up with a solution to this – early in the week, they would end up spending time either by themselves or with their friends. Then towards the end of the week, they’d plan to do things together like go to the theatres, museums or restaurants.

3. Come up with a brilliant retirement income plan

Of course this should be topping your priority list. You ought to know how much money you have, its whereabouts and how much are you likely to get each month. Figure out how much all your accounts will contribute when put together, any kind of security or investment that you have and the money that you’re likely to get out of it. Think about the pension you get and how much you can afford to withdraw each year out of all your available options. The general rule of thumb is to not go above 4% to live a comfortable life. You must also figure out which accounts you can tap into first for withdrawals to save on taxes.

Devising a foolproof retirement income plan before it comes knocking on your door, will go a long way in reliving your stress once you actually retire. Another important thing to remember is to not be surprised in case your retirement income or expenses does not turn out the way you thought it would. A survey conducted by Ameriprise shows that three types of expenses were more than what the retirees expected and these are – food, health care and taxes.

4. Stay occupied and healthy

It is a proven fact that the happiest retirees are the ones who have occupied their time engaging in some fruitful activity or are actively employed somewhere. Retired individuals have become successful entrepreneurs, have started encore careers, signed up for either paid work or taken up volunteering work for the greater good.

Along with this, these individuals can put in real time efforts at keeping themselves fit and healthy by adopting good eating habits, sleeping soundly and engaging in exercise at least thrice a week while also maintaining strong social connections. Health is wealth and truer words haven’t been spoken and according to a survey conducted by Age Wave and Merrill Lynch, good health is the key reason of leading a happy retired life.

5. Pursue your passions and learn new things

Reacquaint yourself with passions you had when you were much younger but somewhere along the way you just stopped pursuing it. It could be absolutely anything from learning to play an instrument or painting or maybe writing or singing – basically any activity that makes you immensely happy. Retirement is great to discover new passions, polish it and make something out of it. You could sign up for one-on-one lessons as well to get good at what you want to pursue.

Check out the local colleges for courses that you can possibly take and learn about. You could emerge equipped with skills that you can put to use or just acquire knowledge for the pure joy of it all. The world is at your feet and options are innumerable!

Amidst all the fun that awaits your retired life, do not forget to make important decisions for your loved ones. Use a free Will template to draft your Will so that your final wishes are honoured just the way you want. When you get all the important stuff out of the way, there’s nothing else that can stop you from living a happy retired life, after all.

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6 Amazing DuPont Products That Shaped Modern Living

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“Nylon,” “Lycra,” and “Teflon” are brand names with high recall all over the world. You’d be hard-pressed to find a household, work site, or commercial establishment that doesn’t benefit from the material construction of at least one of these products. But what’s the story behind these well-known biotech products? Who’s responsible for the manufacturing wave that’s synonymous with the cutting-edge industrial developments of the 21st century?

The brains behind products like pantyhose, spandex, and non-stick pans are E. I. du Pont de Nemours and Company, or what is more commonly known as DuPont. DuPont was founded in 1802 by its namesake ÉleuthèreIrénée du Pont, a French-American chemist who fled his home country at the cusp of the French Revolution.

The enterprising du Pont originally concentrated in the manufacturing of gunpowder and dynamite, but later branched out into paints and plastics. More than two centuries since its inception, “global science company” DuPont is now a world leader in the manufacturing of synthetic polymers.

What are some of DuPont’s biggest brands, and what kind of impact have they made on our day-to-day living? What properties does each material have, and what modern-day applications are they commonly used in? Here’s a list of six interesting examples to get you started.

6 Amazing DuPont Products That Shaped Modern Living

1. Nylon

This silk-like material, made of synthetic thermoplastic polymer, was the first of its kind to become commercially viable. Key nylon products that took off in the late 1930s were the nylon-bristled toothbrush and women’s stockings or pantyhose, which in themselves are commonly referred to as “nylons.” Outside of hosiery, nylon still enjoys considerable popularity among the public. It’s incorporated into parachutes and tents as a silk substitute, as well as in the strings of musical instruments like classical guitars and ukuleles.

2. Tyvek

Released more than fifty years ago in 1967, the synthetic material Tyvek has broadened in its applications. Tyvek is a flash-spun high-density polyethylene fiber that is as lightweight as paper, but it’s also remarkably durable and tear-resistant. The material was first used as a housewrap, but the many uses of Tyvek now include tamper-proof paper wristbands, document envelopes, racing bibs, coverall one-piece garments, and even backpacks.

3. Lycra

Our conceptions of superheroes in costume and athletes in sporting uniform would not be complete without Lycra, a polyether-polyurea copolymer synthetic fiber. Also known as Spandex or elastane, Lycra’s distinguishing characteristics are its resilience to high temperature and its capacity to expand (the word “Spandex” itself being an anagram for “expands”). Lycra first took off in the late 1950s as a material for women’s undergarments, but it has since become a staple for athletic wear and costumery.

4. Teflon

“Teflon” is the brand name that was ascribed to polytetrafluoroethylene, a slippery resin discovered in 1938. Though initially thought to be a commercial failure, Teflon has since risen in industrial use as a non-stick coating for pots and pans—a great advantage to culinary professionals and to home cooks who want to decrease their oil consumption. Interestingly enough, Teflon is also an additive ingredient in products like paint and home furnishings.

5. Kevlar

The durable and heat-resistant Kevlar is synonymous with strength, protection, and valor. This synthetic fiber’s high-tensile strength-to-weight ratio makes it as much as five times stronger than steel. It’s a key component of combat helmets, bulletproof vests, and shoulder and elbow pads for motorcycling apparel. But it can also be found in bike tires, drumheads, sails on racing boats, and even basketball shoes.

6. Neoprene

Neoprene, which is also known as polychloroprene or pc-rubber, is a synthetic rubber that is known for its flexibility across a wide temperature range and its exceptional chemical stability. The first iteration of neoprene was notably foul-smelling, and DuPont undertook significant efforts to address the obstacles in its production as well as generate public demand for it. Thankfully, neoprene has since amassed commercial viability since its debut in the 1930s. Its myriad applications include material for gaskets, corrosion-resistant coating, wetsuits for diving, and laptop sleeves.

In 2017, news broke that DuPont would be merging with fellow industry titan Dow Chemical Company. DuPont is now known as a subsidiary of DowDuPont, and it now partakes in DowDuPont’s dominance as the world’s largest chemical company in terms of sales.

Suffice to say, DuPont is still going strong. As consumers, we’re likely to stay on the receiving end of their productivity for many years to come. And during this time, who knows what other life-changing innovations they have in store for us?

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5 Amazing Benefits of Encouraging Your Child to Play Outdoors

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It’s plain to see that kids don’t play outside as much as they used to.

With so many popular high-tech toys and so much kids television and video available to stream, you’re more likely to see your kids sprawled on a sofa than playing outdoors in the backyard or neighborhood park. In fact, research in the Connected Kids report suggests that kids are typically spending a huge 6.5 hours per day in front of a digital screen, a figure that has doubled in a generation.

This screen time comes at a cost.

In startling research, Seattle Children’s Research Institute believes that the average 10-year-old is engaged in vigorous outdoor play for as little as 12.6 minutes per day.  At the same time, people are hearing more and more about:

  • Increased childhood obesity rates
  • Poorer child and adolescent mental health
  • Other physical, medical and emotional issues afflicting children today such as low energy levels, diabetes and heart problems as well as boredom and attention deficit disorder

As an adult, tempting your children away from screens and getting them outdoors is one of the most positive things you can do for them. Here’s why:

1. It Will Increase Their Fitness Levels

Vigorous outdoor play, such as running, jumping, sliding, swinging and climbing, gets muscles working and the heart beating faster. There are so many physical benefits to exercise for our kids, including:

  • Lower chances of childhood obesity and related health issues, such as Type 2 Diabetes
  • Improved cardiovascular health
  • Stronger muscles
  • Improved flexibility
  • Higher energy levels for everyday tasks and school life

2. It Will Boost Vitamin D Levels for Healthy Growth

Vitamin D is vital for the human body. It helps regulate calcium levels and is essential for healthy bones. For growing children, good bone health is very important.

Low levels of Vitamin D can be damaging to skeletal health. In extreme cases, a disease like rickets can develop which can result in skeletal deformities and stunted growth. Therefore, ensuring your kids get enough Vitamin D is a must.

But the biggest source of Vitamin D is not diet; the vitamin is absorbed through the skin from sunlight. It is possible that children who rarely play outdoors are not receiving enough vitamin D for healthy bone growth and development.

Encouraging your children to venture outdoors more is a simple solution to this problem, as long as you follow professional advice on how to keep kids’ skin safe from the dangers of too much sun.

3. It Lowers Stress Levels and Boosts Mood Levels

Research from the University of Colorado in 2014 clearly demonstrated that getting kids outdoors had a positive impact on their emotional wellbeing. Playing outside helps children escape from daily routines, including the stresses and pressures of the classroom.

In the study, children found playing outdoors peaceful and enjoyable, with positive benefits to lowering stress levels. It was also found that children could nurture friendships and enjoy forming supportive social groups through their outdoor play, meaning the benefits were long-lasting.

Increased Vitamin D levels from playing outside also helps mood levels by helping to release serotonin, which is sometimes known as the ‘happy hormone’ for its positive impact on mental health.

4. It Gets Kids Closer to Nature

By playing outside, children can pay attention to the diversity and richness of nature, even in their own backyard. Kids can wonder at the tiniest creatures hiding away, and witness the birdlife and wildlife that regularly visit.

By helping your children learn to appreciate all these small things, you are helping to raise a generation that will go on to nurture and protect the planet as best it can.

5. It Boosts Creativity, Independence and Self-Confidence

Encouraging children to play outside, in less confined spaces, can help bring out some really positive personality traits.

Firstly, getting children to play outside in wide open spaces can be a less intimidating experience for them. Compared to busy classrooms or noisy play centers, children have the time and space to be themselves outdoors. They’ll be negotiating different environments, exploring and learning. This is perfect for nurturing self-confidence and independence.

Outdoor play is naturally more unstructured than much indoor play. This allows freedom, the opportunity for creativity, and for their imagination to run wild. Indoors, children are drawn to complex, high-tech toys with a very structured order of play; outdoors, children can entertain themselves with very little for hours at a time. This is ideal for developing the creative part of the brain.

Encourage Your Kids to Venture Out

The benefits of getting kids outdoors speak for themselves.

As a parent, it’s your job to make the outdoors a fun, positive experience that all the family can enjoy.

It starts in your own backyard: investing in some great play equipment and then spending time outdoors with your kids, supervising and playing with them is one of the greatest gifts you can give to your child.

AUTHOR BIO: Michael Davies is the Senior Account Manager at Sandleford, a trusted supplier of letterboxes and home security products and solutions in Australia. The company’s Swing Slide Climb range has grown and grown over the past 4 years, and together with Bunnings Australia, it has become one of the most exciting and innovative suppliers and developers of children’s play equipment in the Australian market.

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Best Law Consultation Firm to Choose

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It is always advised to seek legal help if you face any personal injury or need compensation for labors. There can be different types of charges pressed against you depending on different situations. Personal injury can also be of different types like it may be due to bike or car accident, medical problems, improper death, work remuneration, consume damage you ought to dependably realize whom to counsel in the midst of crisis.

If there is any need for legal advice regarding the compensation of the workers, you should always contact the Naqvi injury law firm.

Which Consultation Firm Is The Best?

Individual legal counselor stands arranged, willing and prepared to enable accident to harm abused individuals in their edgy hour. They are prepared to deal the case in such a way that you get the maximum compensation for the labors. Despite how free and strong a man may be before a setback, you ought to dependably look for lawful expert help.

Naqvi injury law firm provides the solution to your all problem. Whether it is a personal injury or worker compensation problem, they provide the best solution with the best deal adding to your profit.

Why Chose This Firm?

There are numerous advantages which you can get from this law firm. They are a bunch of dedicated highly qualified lawyers who provide the best deal for you. The firm being awarded the Best of Las Vegas Gold Winner stands out among all the others consultation firms to be the best.

  • Free consultations are given until you get victory over your case
  • Free transportation
  • Free help with property damage
  • Aggressive former insurance defense lawyer
  • Provide the best consultation

Naqvi Injury Law has a straightforward logic. They endeavor to acquire the pay our customers merit. They inspect each case searching for actualities that can improve our customer’s position. The objective of this firm is to amplify the remuneration gotten. Toward the start of your case, they will clarify the lawful procedure and what they plan to do to acquire equity for you. Amid the lawful procedure, you will work straightforwardly with a lawyer who will speedily keep you educated of improvements for your situation.

This is Farhan Naqvi’s second year with the unmistakable respect of being named the Best Personal Injury Lawyer in Las Vegas. This honor winning lawyer and entrepreneur treats representatives like family and tries doing the proposes for others to do with regards to customer benefit. Naqvi has spoken to more than 4,000 customers and contested about 1,000 individual damage matters. He holds an AV Preeminent® rating from Martindale-Hubbell and has an ideal 10.0 Avvo rating.

The entire group at the firm concentrates just on Personal Injury and pile up cases. They are known for our aptitude. They are the lawyers for the insurance agencies; they know how they think and how to introduce your case to get you the most cash. The group truly is the best in the business.

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